2023.6 Replace: The brand new provide is 75k. That is the very best provide on this card.
- 75k provide: earn 75,000 factors after spending $5,000 in first 90 days. That is the very best provide on this card.
- The factors will be redeemed in the direction of assertion credit score or deposited into BoA Checking/Financial savings account at 1:1 ratio. You can even redeem them in BoA journey portal and get a 20% off, so on this method the factors may very well be value 1.25 cents/level. Subsequently the 75k signup bonus is value about $937.5.
- Incomes 2x factors per greenback spent on journey and eating, earn 1.5x factors elsewhere.
- BoA Most popular Rewards program: In case you have checking/financial savings/brokerage account in BoA or Merrill Edge, you may earn further factors primarily based on the quantity of asset. Earn further 25% rewards in case you are in Gold tier ($20k or extra in steadiness); 50% if Platinum tier ($50k or extra in steadiness); 75% if Platinum Honors tier ($100k or extra in steadiness).
- $300 Airline Incidental Credit score: stand up to $300 per calendar 12 months in Airline Incidental Assertion Credit for qualifying purchases like seat upgrades, baggage charges, in-flight providers and airline lounge charges.
- $150 Way of life Credit score: stand up to $150 per calendar 12 months in assertion credit for way of life conveniences, together with streaming providers, meals supply, health subscriptions and rideshare providers.
- Precedence Go Choose (PPS) airport lounge entry.
- $100 credit score towards TSA Pre or International Entry.
- No overseas transaction price.
- $550 annual price, not waived first 12 months.
Really helpful Software Time
- We advocate you apply for this card after you’ve a credit score historical past of at the very least one 12 months.
- [New] 2/3/4 Rule: BoA will solely approve you for at most: 2 playing cards per rolling 2 months; 3 playing cards per rolling 12 months; and 4 playing cards per rolling 24 months. As a result of their IT system hasn’t been absolutely up to date but, you could not get declined due to this rule. As a substitute, you could get permitted at first, after which the account might be closed due to “permitted in error”.
- [New] This card won’t be accessible to you in the event you presently have or have had the cardboard within the previous 24 month interval.
This card is like an upgraded model of BoA Premium Rewards. They even have the identical incomes construction. This card comes with a hefty $550 annual price. Even when you should use up all of the $300 airline incidental credit score and $150 way of life credit score, you continue to must pay $100, principally just for the PPS playing cards. In case you use the factors in the direction of journey by way of BoA journey portal, then the factors worth turns into 1.25 cents/level, then the spending rewards is first rate. However there are clearly limitations (in comparison with redeeming for assertion credit score) in the event you redeem the factors on this method. All in all, for my part, there are different aggressive premium playing cards, subsequently I don’t assume this one is value holding for long run. It is just appropriate to have it for a 12 months if/when you’ve accrued plenty of BoA factors.
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After Making use of
- Click on right here to verify BoA software standing.
- BoA reconsideration backdoor quantity: 877-383-0120 or 866-811-4108. Evidently the quantity is altering. Please inform us without delay if it fails. The representatives right here can get in contact with decision-makers straight.
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